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Current Interest Rates & Credit info

HomeStreet has reduced its minimum credit score requirement for FHA loans to 600. The previous minimum score was 620. This is especially helpful for your first time homebuyers who are just establishing credit profiles or those folks who may have experienced some past credit difficulties but are on their way back up!

If you have a client who thinks they may have credit issues, don’t hesitate to send them my way. They very well may qualify now, and if they don’t I promise to counsel them and put them on a path to be able to buy a home soon!

All other standard Conventional and Conforming High Balance loan programs still have a minimum credit score of 620.

Current average interest rates for popular loan programs:
(illustrations assume 720 credit, purchase, primary residence, 30 day lock)
Conforming 30 Year Fixed: 4.25-4.50%
FHA/VA 30 Year Fixed: 3.75-4.125%
High Balance 30 Year Fixed: 4.375-4.625%
Conforming 5/1 ARM: 3.25-3.50%

Give me a call, text, or email if I can be of assistance. Have a great weekend!

Jason Gray
Sales Manager – Mortgage Consultant
NMLS# 118354

3550 Carillon Point (Building 3000, 5th Floor)
Kirkland, WA 98033

425-260-3482 Work/Cell
425-818-9796 Fax

Apply Online at:

Thank you for your business and referrals

PS: By the way, whenever you come across people who are interested in buying, selling or refinancing a home, and are looking for someone to provide quality service, please forward their name and telephone number to me

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